Let us buy direct or connect you with a buyer.

We Buy Homes for
Market Value

We’ll bypass the staging, photography, showings, and typically all the selling costs. We’re ready to be your highest offer and work under your terms + timeline.
Fill out our form below so we can see if your home fits what we’re looking for. Once we provide an offer on your home, you can decide if our approach is best for you.

Let us buy direct or connect you with a buyer.

Why We Pay High Prices For Homes

Unfortunate for investors, most people aren’t interested in an immediate cash offer because they’re hoping to maximize the cash-out from their home… So, they go through the months-long process of preparing to sell their home for a higher price. Well, along that same path of logic, we are willing to pay you more for the home if we’re able to draw that cash payment out over a series of months that you’re most comfortable with.

Let's break it down.

Yes, we (you and us) literally save over one-hundred thousand dollars by avoiding billion dollar banks and a traditional selling costs. Some folks act surprised when we explain this, but please feel free check our math.

Reduced Selling Costs

Selling Costs range between 10-12% (realtor commissions, staging, marketing, holding costs etc) before we even discussing the bank. Click here to ready through a full break down.

If we peg the Selling Costs at 11%, then selling costs on a $300k home are $33,000.

No Banks Fees

If we were to go the conventional route and have the home financed by a billion dollar bank, then we’re going to pay lots of FEES. 1% Mortgage Broker Fee, a Discount Point (1%) to get the great interest rate, 0.5-1% in Origination fees, and an application fee (it’s a 500 page document after all).

If we toss all these these into a “Fee-salad” of 2.5%, then on a $300k mortgage, this is another $7,500.

No 15-30yr fixed interest

We’re not done yet. If you’re paying 3.5% interest on a 30yr fixed $300,000 mortgage, our math comes out to $184,966.80 in interest payments alone.

Perhaps our calculator is broken, but our calculator says we save $225,467 by not working with realtors or banks on a $300,000 mortgage.

Why wouldn't everyone do this?

Sellers and buyers have been using Terms to structure residential & commercial real estate transactions for as long as real estate has existed. This is how ALL real estate transaction used to be done before banks ruled the world.

To break this down:

Banks make their money by arbitraging money (borrowing money from Pete and then charging Paul interest from Pete’s money) and fees/services (origination/application/MLO fees etc).
Additionally, we LOVE realtors but if we’re not using them to assemble/facilitate a transaction then there isn’t much use paying out 6% in commissions.

So if doing a deal on terms with us doesn’t benefit the industry that advertises and profits off your real estate transaction, then they’re not going to make this option available to you.

How selling on Terms works

If you’ve ever financed a car before, you already understand the simplicity here: we agree on a premium price, make equity payments each month, and then at the end of an 18-48month period, we make our final balloon payment and own the house free & clear.

We Buy Your Home

We've already covered why we're paying such a high price on your home: you're getting paid monthly for 1.5 - 4 years (you decide on the timeline) instead of all at once and we're not involving real estate agents. This isn't a hard concept.

We Make Monthly Payments for 18-48 months

Cool, so after we buy your property we start paying you (and your underlying mortgage if one exists) and keep paying you monthly until the end of the term.

Pay the remaining balloon payment at the end

Anytime before the final date of the timeframe you agree upon with us, we pay you out for the remaining value for the home that's still unpaid. This is the part you get that fat check and take your family out for a celebratory dinner since you just sold your home for a premium.

What we do with these homes.

After we buy your property, we typically instate one of our own vetted Tenant Buyers or rent it out. We rarely flip homes because our model is centered around long term gains.

If it’s important or fascinating for you, then you can check out more of that here, but it has no relation to our agreement if you sell us your home. That’s because…. you’ve sold us your home. Any problems that arise are our problem to deal with, not yours. We just think it’s comforting for you to know that we make money by being landlords, not by charging anyone fees or trying to discount the price of their home.

How selling on Terms works

We’ll buy any home in any situation and any condition (in fact, we’ll even sometimes fund/with with homeowners on the renovation of their home if it’s in rough shape!).

It doesn’t matter if you’re underwater on the property, behind on payments or you own it free & clear. The only thing we really need here is a home that’s in good condition so that we can put in a place one of our Tenant Buyers immediately.

Let's Break Down How Terms Work
If you care to know the in-and-out details, we're happy to walk you through it here.

If your home isn't in good condition, we'll buy it for cash
Honest, transparent and 100% fair. It's a discounted offer, but we'll show you our calculations. Read here to learn more.

Are you the "traditional" type? Consider listing your home

Explore your options

For some home owners, it’s better to list your house instead of working with us. We’re even happy to help you figure out if another solution is better for you.

If you find that we’re not the right option and you’d like to get your home listed instead, we’ll be happy to refer you to the best real estate agents in the area.

How long does it take to sell my home?
Not suprising but many homeowners are shocked at the statistics. Here, we'll walk you through the process, soup to nuts.

How much does it costs to sell my home?
We'll break down how to get the highest price for your Charlotte, NC house

Happy Clients

My initial conversation with Aaron began with me being a bit apprehensive. However, after speaking with him and understanding that this was not an investor making a ridiculous “low ball” offer, I became very confident that his service would be the best route for me. Looking forward to working with him

Nickie B

After speaking with Aaron, I know we’re in good hands. He was professional, experienced, honest and the best, personable. Not to mention, Aaron was communicative and easy to reach to answer all questions. He seems so down to earth and easy to work with. We are lucky and thankful to have found him!

Tiana Saenz

I've had so many people call about my Properties and Aaron was the first person to break down the process of selling my house that made sense. Aaron's Professionalism was on point and his personality was just as good. I look forward to working with Aaron.

Jerry Myers

Schedule a visit

The arrangement and layout of the apartments maximises natural light, opening to elegant private balconies.

Address:

Charlotte, North Carolina

Call to chat:

(980) 236-1881

Email:

hello@theresidentialbuyer.com